Israeli life insurance is base on the lump sum. Upon one’s passing, the beneficiaries receive a one-time payment based on the sum insured.

The premiums rise as one gets older. The sum insured remains the same throughout the life of the policy, and as the insured gets older, the greater the risk to the insurance company, hence the rise in the premium.

We offer three options

Whichever your choice is, we will get your the best option from the company that you have chosen

Option A

One-time payment in the event of death in a premium varies annually and after a fixed 15-years for the life of the policy (expensive in the short term, worthwhile and cost-effective in the long term).

Option B

One-time payment in case of death in the premium varies from year to year. (Cheap in the short term. Intended for short and medium term policies).

Option C

Monthly payment as a monthly income from the moment of death for a pre-determined period of time. For example, until the children leave home, etc. (an option that reduces the cost in the long run and provides a solution of a fixed monthly income for the set period of time).

For example – instead of a one-time payment of 1,000,000NIS, receive a monthly payment of 10,000NIS for 15 or 20 years.